Personal Green Loan
Low-rate finance for sustainable home upgrades
Upgrade your home with a competitive personal green rate designed for renovations, repairs, and projects that improve energy efficiency, sustainability and climate resilience.
About Finkey's Personal Green Loans
Simple, Fast Application Process
-
Finance Amount
$5,000 - $50,000
-
Repayment Terms
Flexible terms up to 60 months
-
Interest Rate
‘Green’ Interest rates starting 7.29% pa** fixed interest rate Comparison rate 7.71% pa^
**The advertised interest rate is indicative only and is based on a customer with an excellent credit profile. Your final interest rate, repayments and any applicable fees will depend on Finkey's assessment of your application, including your credit profile, financial circumstances and other lending criteria. Interest rates, fees and charges are subject to change without notice. An application fee applies of $99 for loans up to $10,000, or 1.4% of the approved loan amount for loans over $10,000, capped at $299. An account keeping fee, if applicable, and any default or dishonour fees are disclosed in your loan contract. All applications are subject to Finkey's credit assessment and approval. Terms, conditions, fees and eligibility criteria apply.
^ Comparison rate calculated on a secured loan of $30,000 over a term of 5 years based on fortnightly repayments. WARNING: This comparison rate is provided for comparison purposes only. Different loan amounts, loan terms, repayment frequencies, interest rates, fees and charges may result in a different comparison rate. The comparison rate does not include fees or charges that are contingent on a future event, such as default or dishonour fees.
Partner Portal
- $99 application fee until $10,000
* 1.4% for loans over $10,000 (equivalent to $140) up to a maximum of $299
- $15 direct debit dishonour fee if you miss a payment
- No charge for early repayment
- No ongoing account-keeping fees
Get financing on your next project with Finkey
Solar Panels
Home Batteries
Efficient Air Conditioning
Certified Insulation
Solar Hot Water
FSC Timber
Power Factor Correction
Grey and Rainwater Systems
Off-Grid Power Systems
Smart Home Technology
Plumbing Improvements
Double/Triple Glazed Windows
Why choose a Finkey personal green loan?
Support your sustainability goals while upgrading your home with confidence.
- Competitive green rates, tailored to you
Get pricing designed around your project and personal circumstances, not a one-size-fits-all approach. - Simple, predictable repayments
Know exactly what you’ll pay and when, with clear schedules and no hidden surprises. - Built for sustainable home upgrades
Finance is designed specifically for energy-efficient improvements, renewable technology, and eco-friendly renovations. - Fast, fully digital experience
Apply online in minutes and track everything through your secure Finkey account - Trusted installers & secure processes
Work with Finkey-verified vendors and benefit from strong compliance and customer protection every step of the way.
