0% GREEN PLAN & LOAN
ELIGIBILITY GUIDE FOR BORROWERS
We are about living and borrowing sustainability.
0% GREEN PLANS OR LOW-RATE FINANCE CAN HELP YOU SAVE MONEY SOONER.
At Finkey Capital, we aim to help all Australians live and borrow sustainably. We achieve this by partnering with our vendor network who offer their customers (you) green and sustainable goods and services that increase home efficiencies and comfort, reduce carbon footprint, reduce dependence on utility andsave on energy bills.
Our commitment to sustainability is driven by a desire to create a better future for ourselves, our communities, and our planet. Small changes can significantly impact us, and we are dedicated to inspiring and empowering our customers to make a difference.
Together, we can build a brighter, more sustainable future for ourselves and successive generations.
Finkey has ‘0% Payment plans’ and credit financing available for home renovations,improvements, repairs, or technology installations.Most customers qualify for the products if the project incorporates sustainable materials, increases home efficiencies, improves sustainable living, and reduces reliance on the grid.
We work with you and your tradie to meet your goals and expectations.
0% GREEN PLAN OR LOAN WITH A TAILORED GREEN R ATE.
GET A PERSONALISED GREEN R ATE
IN ABOUT 2 MINUTES!
YOU COULD BE APPROVED AND YOUR
TRADIE PAID WITHIN 24 HOURS^.
Finkey extends zero-interest finance and loans for the following types of home projects
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Green Project
A green project is the installation of any one or more green technologies on your property or home. Solar,battery or off-grid ‘Green Projects’ qualify for our 0% Payment Plan installed by a Finkey network vendor.For all other projects that add on or incorporate solar or batteries installed by a Finkey Vendor, you can apply for a Green Loan. Upon application, you may be eligible for further discounts of up to 2% on your personalised green rate. You can find more details on qualifying for the discount and the corresponding items required below.
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Green Renovation
This is a home renovation or improvement that incorporates any one or more of the qualifying sustainable materials, processes, and green technologies. These improvements usually lead to an improvement in your home utility or energy efficiencies. For example, if you’re renovating your kitchen and include an induction cooktop or add double glazed windows or your tradie uses FSC timber for the cabinets or walls, you meet our green eligibility criteria.
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Green Repair & Maintenance
This is a major repair of your home under a budget of $50,000 that incorporates any one or more of the qualifying sustainable materials, processes, and green technologies.
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Appliances & Technology
Finkey will also finance the purchase of home appliances that improve home energy efficiency, including Smart Home Technology and other goods that will enhance a home's independence from the utility grids. Qualifying items must be purchased from participating merchants, tradespersons or businesses accredited with Finkey.
GREEN AND SUSTAINABLE FINANCE FOR YOUR SUSTAINABLE IDEAS.
OUR LENDING CRITERIA
- Agile application process, up to 5 minutes** for 0% plans and a seamless experience for you and your tradie.
- For Green loans: Assess your eligibility and get your obligation-free personal green rate in 2 minutes.
- Complete your loan application in about 10 minutes and receive approval in as little as 2 hours.
- We do not require you to upload endless amounts of paperwork if we can verify the information you have input.
- If you and your tradie are ready, they can receive a deposit within 24 hours and commence work.
