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Our Green Loans are not conventional personal loans. We have a competitive preferential rate and terms designed to incentivise homeowners.  

As a homeowner, you can benefit from a green loan that finances projects that encourage sustainable practices and improve home efficiencies and renewable energy generation. With this type of loan, you can fund energy-efficient home upgrades, renewable energy initiatives, and other projects that promote home efficiency and environmental sustainability, including repairs.  

You could apply for a Green Loan for our eligible goods and services

Green Home Improvement loans are suitable for a savvy investor or if you want to incorporate one or more of the below products, goods, or materials into a more extensive home renovation.  

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Our Home Improvement Green Loans allow you to ‘bring your own tradie.’ Direct your tradie to our website, or refer them to onboard with us here  tradie onboarding.

Tradies are usually onboarded within 24 hours; you are ready to apply once they’re active. 

The best part of our Green Loans is that we will offer further discounts for security. 

The more you add sustainable materials, energy-efficient goods or Green technology to your renovation or project, the more of an interest rate discount you may receive.  

We offer: 

  • Finance from $5,000 to $50,000 
  • Flexible terms from 12 months to 60 months  
  • ‘Green’ Interest rates from 6.49% tailored to you   

You may be eligible for our Green Loans for one or more of the below goods and materials incorporated into your home improvement or purchased through a Finkey Network Vendor or your tradie*.

We make closing sales easy

Solar Panels and or grid-connect inverters

Insulation R Certified 5.0+


Electric vhicles New and used - coming soon


Battery systems/storage on and off grid application

Hot Water Heat Pumps


Electric Vehicle (EV) charging

Energy effiicient lighting and cooking Induction cooktops,LED lighting and other electrical upgrades and inclusions (includes some white-goods)


Heat pumps and energy efficiebt air conditioning

FSC Timber Cabinetry, decks,renovations, and other uses where most of material supplied is FSC timber


Grey and rainwater tanks and systems

Low flow plumbing improvements

Small modular solar or wind power installations

Smart Home systems and devices

Efficiency rated blinds and shutters

Double or triple glazed windows and/or other windows,doors and skylights that are NatHERS approved Certified AFRC, ENERGY STAR etc.

Small-scale Wind turbines


All Solar heating and cooling Including solar hot water

Power Factor Correction

Roofing ('Green Roofing'-effiiciency improvements)

Off -grid Solar, wind and Battery installations

  • Zero ongoing or account-keeping fees 
  • $249 once-off establishment fee  
  • Late Payment (Default) fee: $5.00 
  • Direct Debit Dishonour: $15.00 
  • Payment Reschedule fee: $10.00 

We have three major financing categories for our Green Loans: 

Green loans

1- Obtain a Personalised Green Rate 

Generate your competitive green rate for sustainable or green renovations or repairs in less than two minutes. 

2- Find a tradesperson on our network or ‘bring your own tradie’. 

3- Application online 

Agile application process with no lengthy requirement to upload documents. 

4- Funding 

Unconditional approval in as little as two hours, with payment settled to your tradesperson’s account within 24 hours*.  


Looking for a smart, sustainable way to save money and build equity in your home?

Look no further than Finkey’s green loans! Our innovative financing options allow homeowners to invest in renewable energy and home efficiency upgrades, making it easier than ever to enjoy the benefits of a greener, more cost-effective lifestyle. Here are just a few of the ways our green loans can help you save money and build equity over time: 

Say goodbye to high electricity bills and hello to savings with renewable energy systems like solar panels and wind turbines. By generating your own electricity, you can reduce your reliance on the grid and potentially eliminate or significantly reduce your monthly bills. Over time, these savings can be used to pay off your green loan, helping you build equity in your home.

Want to boost your home's value while reducing your carbon footprint? Investing in energy-efficient upgrades can do just that! Energy-efficient homes are in high demand, and homebuyers are often willing to pay more for properties with lower operating costs. By upgrading your home with renewable energy systems and improving its overall efficiency, you can increase your home's equity and appeal.

If you’re a property investor, you could offset the capital cost and interest associated with the improvements against your income. These financial benefits can help offset the cost of financing and result in overall savings over time. You must discuss how to best apply this with your tax professional.

At Finkey, we offer green loans with personalised fixed interest rates. These rates are often lower than those of conventional loans or credit card financing, reducing the cost of borrowing and putting more money back in your pocket.

With straightforward, predictable, and flexible payment plans, homeowners can manage their expenses more effectively and make the most of their investments. Our green loans allow homeowners to spread out the cost of their investment, making it more affordable and manageable.

Investing in renewable energy and home efficiency improvements isn't just good for your wallet – it's good for the planet, too! You can enjoy a more sustainable, eco-friendly lifestyle by reducing your carbon footprint and aligning with the growing environmental responsibility awareness.

We make it easy to stay on top of your payments with our automated payment processing system. Never miss a payment again with Finkey!

At Finkey, we're passionate about helping homeowners achieve their goals and build home equity. With our green loans, you can enjoy the benefits of renewable energy and home efficiency upgrades without breaking the bank. So why wait? Apply for a green loan today and start saving!

Are you ready to apply for a Green Loan for your home or property?  Continue here (link to how we lend page) and follow our simple, easy steps 

*Upon successful vendor onboarding with Finkey.